Sales are up.
The team is growing.
The hustle is real.

You built something real. Your customers believe in you. Your team shows up every day. Everything looks like success from the outside.

But at the end of the month... where is the cash?

You have an accountant — in-house or external.
You have the software.
You have the receipts.

Your books are balanced. Your invoices are filed. Your accountant or accounting firm sends you a P&L every quarter. And yet — you still can't answer the question that keeps you up at night.

"Can I afford to hire another person next month? Should I take on that new contract? Am I actually growing — or just getting busier?"

Raw data doesn't make decisions. Numbers without context are just noise.

Every number
has a story.
You just need someone to translate it.

A Fractional CFO isn't your accountant. We don't do your bookkeeping — your in-house accountant or accounting firm handles that. What we do is sit across the table from you and decode what those numbers are actually saying about your business.

We read your cash flow like a map, your budget like a promise, and your forecast like a plan of action. Then we help you use all of it to make the decisions that actually move the needle.

01

Cash Flow

Know exactly where your money is, where it's going, and when it will arrive.

02

Budget & Forecast

Plan with precision. Anticipate challenges before they become crises.

03

Growth Strategy

Use your financial data as a compass, not a rearview mirror.

From reactive survival
to proactive strategy.

As your Fractional CFO, we become the financial co-pilot your business has always needed — without the full-time executive price tag.

Strategic FP&A

We build robust Financial Planning & Analysis frameworks from the ground up, shifting your focus from historical reporting to forward-looking strategy.

Cash Flow Optimisation

Deep-dive analysis and strategic advice on cash flow management, ensuring your business has the liquidity to weather volatility and seize opportunities.

Budget & Forecast

A budget is a promise to yourself. A forecast is a plan. We build both — and update them as your business evolves.

AI-Powered Dashboards

Interactive, AI-driven dashboards that translate complex financial data into compelling, actionable narratives your whole leadership team can act on.

Finance Transformation

End-to-end process improvement and automation — eliminating manual bottlenecks, streamlining reporting workflows, and embedding shared service governance so your finance function runs leaner, faster, and with far greater accuracy.

Meet Jacqueline

Fractional CFO & Founder

Jacqueline Teh  ·  CFO.Lytics Consultancy

"I bridge the gap between raw financial data and strategic business growth."

With over two decades of enterprise experience at Microsoft and Meta, Jacqueline has built a deep foundation in finance transformation, shared service governance, and strategic planning on a global scale.

Today, through CFO.Lytics Consultancy, she brings that enterprise-level expertise to ambitious SMEs across Singapore and the wider region — partnering with founders and CEOs to implement robust FP&A functions, build AI-powered interactive dashboards, and turn complex data into compelling, actionable narratives.

She operates with the mindset of a Chief Value Officer — not just protecting financial value, but actively creating it.

Jacqueline Teh
◈
ex-Microsoft
Over a decade leading finance transformation, shared service governance, and strategic planning across Microsoft's global operations.
◈
ex-Meta
Built sophisticated financial analysis models and interactive dashboards using data-driven agentic AI — translating massive datasets into clear, decision-ready insights for cross-functional leadership teams.
◈
AI-Powered Finance
Leverages cutting-edge agentic AI tools to automate routine analysis, build interactive dashboards, and deliver insights at speed.
◈
Singapore & Beyond
Based in Singapore, serving ambitious SMEs across the region who are ready to scale with financial clarity.
Your Next Chapter

Stop guessing.
Start growing.

Let's write the next chapter of your business story together. An honest conversation about your numbers — where you are, where you want to go, and what's standing in the way.

"Your first session is complimentary — because clarity should never have a barrier."